Ride-sharing services like Uber and Lyft have revolutionized public transportation.
With the increased use of these services, it is natural to expect an increase in traffic accidents associated with them.
The National Highway Traffic Safety Administration (NHTSA) reports that during the first three months of 2024, approximately 8,650 people died in traffic accidents.
Victims of rideshare accidents face complicated issues of identifying liability, insurance claims, and determining the extent of damages. According to Albuquerque car accident lawyer Rachel Berenson, it is important to know what to look for in a legal representative to help them guide you through the legal process.
This article will discuss the advantages of hiring a lawyer if you are facing rideshare accident cases.
Understanding Rideshare Insurance Policies
You should familiarize yourself with your insurance policy’s coverage in case you are involved in a rideshare car accident.
Rideshare companies typically provide liability insurance that takes effect when you’re in the car. The insurance usually covers injuries to passengers and other drivers if an accident occurs.
Coverage varies based on the driver’s status, whether they are waiting for a ride request, on their way to pick you up, or in the middle of a trip.
Combining this coverage with your personal rideshare auto insurance, will give your car much better protection.
According to Thon Beck Vanni Callahan & Powell, studying these policies can help you feel more secure and prepared if an accident happens.
Determining Liability in Rideshare Accidents
The involvement of multiple parties makes finding out liability in rideshare accidents complicated. Drivers, rideshare companies, and other vehicles involved in the crash may be responsible.
Assess whether the driver of the rideshare vehicle was on or off duty during the accident. If the driver was actively driving for the rideshare service, the company may share liability.
If another driver caused the accident, their insurance might influence the insurance claim. Gathering police reports, witness statements, and photos can help clarify the situation.
Consult a lawyer to help you handle these complications and receive the compensation you deserve.
Handling Medical Claims and Expenses
Victims of ridesharing accidents face bills and confusing insurance processes that complicate their recovery. Collecting evidence can help address these challenges.
Gather all your medical records and bills related to the accident. Document every treatment and expense.
Contact the rideshare company’s insurance provider to report your injuries. Prepare to provide details about your medical treatment in case the insurance company asks for more information.
A lawyer specializing in rideshare accidents can help you manage claims effectively.
The Importance of Evidence Collection
Gathering evidence immediately strengthens your position and helps establish liability.
Take photos of the accident scene. The pictures should highlight vehicle damage and show existing traffic signs and road conditions. Collect contact information from witnesses who can corroborate your account.
Keep a record of your medical treatments and expenses. These documents will serve as supporting evidence for your claims later. Always request a copy of the police report, which provides an objective account of the incident.
Each piece of evidence contributes to your case. The more organized and thorough your evidence, the better your chances of a favorable outcome.
Maximizing Your Compensation With Legal Expertise
It is advised to seek legal expertise to maximize your compensation. Lawyers can raise the settlement amount by doing a thorough assessment of your case, identifying all liable parties, and determining the full extent of your damages, including medical bills, lost wages, and pain and suffering.
Your lawyer will negotiate with insurance companies on your behalf to keep you from accepting a low-ball offer. They are prepared to go to court and legally represent you if necessary.
You will have a much better chance of success in your case if you hire a lawyer. Their legal support will let you focus on recovery without having to worry about the legal aspects of your case.
